Credit Karma is a free of charge online solution that enables customers to test their credit rating at no cost. Checking your credit on Credit Karma will not harm your credit history as it’s a self-initiated soft credit inquiry. A soft credit inquiry is distinctive from a tough credit inquiry for the reason that it actually leaves your credit history untouched. People can always check their fico scores as frequently as they desire and trust that their credit won’t have a hit.
- Credit Karma allows users to test their credit report and rating at no cost, without impacting their rating.